Lending,
reimagined for you
Neobank Loans was born from a simple belief: getting a loan should feel as natural as opening an app. No paperwork, no jargon, no waiting.
Credit that's transparent, human, accessible
Three pillars that guide every decision we make — from product to support.
No hidden fees, no booby-trapped clauses. You read what you sign, you sign what you understand.
Our AI accelerates, our advisors listen. The best of both worlds.
We assess profiles legacy banks ignore. Freelancers, self-employed, international movers.
5 years to reinvent credit
Launched in Paris with one vision: fully digitise lending in Europe.
Obtained the ACPR licence as a regulated payment institution.
Crossed the 100k-customer mark, expanded to Spain and Portugal.
Raised €85M from European investors to accelerate growth.
Platform live in 5 languages, generative AI integrated into scoring.
€1 billion funded since launch. 600,000 customers across Europe.
The faces behind Neobank
A multi-disciplinary team — bankers, engineers, designers — united by one obsession: your experience.